Credit analysis and monitoring, fully automated.

The AI platform for credit professionals

Not a copilot. A credit team that runs itself.

INIA completes credit reports end to end: spreads, analysis and ratings. Your team sets limits, risk appetite and final ratings.

Built for credit teams at investment banks

THE IDEA

Not a faster analyst. An autonomous credit-production capability.
Speed
Run complete credit analysis in under 30 minutes, anytime.
Scale
Deliver large-team throughput without the corresponding analyst headcount.
Consistency
Apply your credit standards consistently across every analysis.

Two families of credit work, one engine.

Credit Monitoring
Hedge funds and PE. NAV, commitments, portfolio composition — standardised and threshold-tested.
Credit Analysis & Rating
Annual reports into full spreads, ratios and written analysis.

PLATFORM FEATURES

Your Data. Your Models. Your Terms.

INIA deploys inside your environment and integrates through APIs. Nothing about your data or vendor control changes.

We don’t ask you to trust AI. We show you the data.

Run regression testing against baselines. Over 98% match on figures. Hallucination and drift are addressed structurally.

Trace Every Source

Every number links directly to its supporting evidence. Open the original document, page and passage in one click.

Your credit methodology, operational in weeks.

We encode your ratings and analysis standards into production workflows, validate them with your credit team and deploy in weeks — not quarters.

Credit workflows across your counterparty universe

Corporates
Spreads, then industry, macro, management and financial analysis through to rating.
Broker-Dealers
Spreads and regulatory capital, then full analysis and rating.
Asset Managers
Analysis and rating of investment managers, hedge funds and underlying funds.
Monitoring
Hedge fund and PE reported data, and portfolio composition

The operating leverage of offshoring. The control of onshoring.

Contact Us

Tell us a bit about what you’re working on and where you need support. Whether it’s a quick turnaround or something more involved, we’ll be in touch soon.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.